About Us

Since 1996 Creditcall Ltd. has developed innovative card transaction processing systems, recognized globally as one of the foremost provider of cashless, contactless and mobile payment solutions. The unique combination of skills and 30+ years of experience within the company has enabled us to integrate banking standards compliance, leading-edge data communications techniques and advanced software engineering. Please visit the Creditcall website for more details.

EMV Compliance on Fast Track while Minimizing Cost and Risk

Our Level 1 and Level 2 Kernels are uniquely versatile transaction software modules for terminal manufacturers and systems integrators which enable them to add EMV functionality to their card acceptance devices.

Creditcall's EMV software has been licensed to companies throughout the world for applications as diverse as ATMs, self-service terminals and kiosks as used in parking and vending as well as handheld train ticketing machines and mobile devices.

At a Glance

1. Expertise            Acknowledged industry experts with 30+ years of collective experience, who understand the finest details of the exacting EMV standards.
2. Speed Fast track route to EMV certification and compliance thanks to reduced development cycles of up to 18 months.
3. Freedom Independence from expensive manufactuer lock-in suport contracts
3. Flexibility With numerous operating systems and processors in use, one Kernel cannot fit all. We provide a range of Kernels to match your terminal architecture.
4. Certainty By using the same test tools as the EMVCo certification laboratories, our Kernels pass certification testing first time.
5. EMV Track Record 200+ first time certification passes ensures your project development is in safe hands.
6. Support Comprehensive technical and sales support, form concept to final certification.
7. Global Worldwide Kernel deployment - from Europe to North and South America, Russia, Asia and South Africa.

The Fastest Route to EMV Migration

With the ChipDNA API, Creditcall can help you remove the complexities of EMV compliance and the arduous, lengthy EMV certification regime. For more details, please visit our ChipDNA page.

Specialist Payment Processing Services

In addition to Kernel development, Creditcall processes credit card transactions from unattended terminals, virtually anywhere in the world, such as parking machines, e-Commerce websites and the mail order industry.

To provide the most resilient and highest availability card processing platform, Creditcall has built its own global processing network based on four nodes in two continents. This ultra-high reliability network is currently processing around three million transactions per month for demanding organizations across the US, Canada and Europe.

For further details on payment processing please visit the main Creditcall website.

Have questions about EMV Level 2 Kernels?

Please get in touch to discuss any questions you may have in regards to EMV Kernel technology.

EMV Kernel by CreditCall Home
Give us a call  dots UK +44 117 930 44 55
  USA  +1 800 868 1832


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EMV Software

EMV Kernel for Windows

Simple and rapid way of adding EMV Level 2 functionality to payment applications within the Windows environment. Read more [+]

EMV for Embedded Systems

Add card support to payment applications independent of device manufacturers. Read more [+]

EMV Technology for Java 

Add EMV Level 2 functionality to Java based payment applications. Read more [+]

Contactless EMV Kernel

Support for new generation payment applications requiring contactless (NFC) card acceptance. Read more [+]

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