EMV Migration in the USA

The move to EMV in the USA is imminent. We can help you reduce risk, complexity, cost, and time-to-market during your EMV Migration process.

EMV Migration Just a Matter of Time

US financial institutions such as Bank of America, Chase, Citi, and Wells Fargo are already issuing EMV cards. Visa and MasterCard have announced their policies encouraging wider deployment of EMV cards and terminals in the USA. The plolicies cover the liability shift for counterfeit fraud to the party that has not made the investment in EMV chip cards or terminals as well as financial benefits to merchants using EMV compatible card readers, accelerating the EMV Migration to EMV chip technology in the United States.

10 Years of Global EMV Level 2 Kernel Excellence

CreditCall is acknowledged globally as an independent provider of software Kernels, deployed in Canada, Europe, Russia, Asia and South America with exceptional capability, and the resources and backup to fully support customers in the field.

Why choose CreditCall for your EMV Migration?

100% EMVCo first-pass certification record Over 1 million Kernels deployed worldwide 10 years of EMV excellence 30+ years of collective expertise and experience 100+ EMVCo certifications Quick and efficient EMV Kernel customisation and certification Direct customer support with upgrades and re-certification

100% EMVCo first-pass certification record
Over 1 million Kernels deployed worldwide
10 years of EMV excellence
30+ years of collective expertise and experience
100+ EMVCo certifications
Quick and efficient EMV Kernel customisation and certification
Direct customer support with upgrades and re-certification

Impact on Hardware Manufacturers

EMV Level 1 Certified Hardware

With our range of EMV Level 2 Kernels, we can help hardware manufacturers integrate the critical Kernel Software needed for chip card acceptance in devices such as:

Point of Sale (PoS) devices
Unattended parking and vending terminals
Kiosks
ATMs
Card readers for smartphones

EMV Certified Software - Contact & Contactless EMV Level 2 Kernels

The software that manages the transaction from card insertion through cardholder signature verification and online authorization is known as the EMV Level 2 Kernel. Most card readers can be supplied with a Kernel from the manufacturer, however this is not always the best option. This critical software component can be sourced and certified independently from a third party specialist such as CreditCall.

Benefits of CreditCall's EMV Level 2 Kernels

Reduce complexity, cost and time-to-market Upgrade your existing hardware Independence from manufacturer’s offering (no lock-in to expensive support contracts) Kernel can be specific to the terminal’s hardware and operating system Highly optimized performance and memory usage

Reduce complexity, cost and time-to-market
Upgrade your existing hardware
Independence from manufacturer’s offering (no lock-in to expensive support contracts)
Kernel can be specific to the terminal’s hardware and operating system
Highly optimized performance and memory usage

EMV Kernel Overview

	EmvX	EMV.LIB	EmvJ	Contactless.LIB
*Operating Systems/ Platform*	Windows 95/XP/7, Windows CE	Any platform that has a C compiler	Any Java Virtual Machine	Any platform that has a C compiler
*Supported Development Languages*	Any language that supports Windows COM interfaces or .NET (e.g. C++, C#, Visual Basic )	C, C++	Java	C, C++
*Library Format*	Windows .DLL using COM interface	Depends on the toolset available (e.g. object files or static library)	.Jar package	Depends on the toolset available (e.g. object files or static library)
*Advantages*	Easy to use, handles platform specific functionality automatically	Fully ANSI-C compliant and completely Hardware-independent, custom-built for each target platform	Easily portable to any Java platform	Fully ANSI-C compliant and completely Hardware-independent, custom-built for each target platform
*Ideally Suited For:*	Retail and kiosk payment applications running on Windows	Embedded platforms with limited resources and custom hardware	Java-based payment applications and server-based solutions	NFC enabled devices & embedded platforms with limited resources and custom hardware

Get in touch

To start moving to EMV call us on freephone 800-868-1832 or simply fill in the contact form on the top right and we will get back to you shortly.