EMV Kernel Software for Windows Applications

The Microsoft Windows environment offers many benefits to developers, CreditCall has recognised this in the development of EmvX, our EMV Level 2 Kernel for Windows and Windows CE. Using the Microsoft COM architecture EmvX offers a simple and rapid method of adding EMV Level 2 functionality to a payment application.

EmvX Toolkit

To ensure that EmvX can be used in a wide variety of terminal configurations it has been created as a toolkit of EMV functions that can be called in the correct order to enable an EMV Level 2 transaction to take place. All the external functions such as the online authorisation and PIN pad interfaces are provided in the form of drivers. A number of these drivers are already available but in the event that a suitable one is not available, driver templates can be provided.

Easy to Update

As the cost of ownership is one of the key factors in the development of an EMV Level 2 Kernel, all the elements that change over time have been designed to enable this to be executed as simply as possible. For example, EmvX stores its configuration in the Windows registry so that it can be simply updated using a script that can be completed locally or remotely. The same is also true of the CA Public Keys used for data authentication.

EmvXCE

EmvXCE is the Windows CE version of EmvX and offers developers implementing Chip and PIN in this environment the same benefits as EmvX. Due to its limited system dependencies, EmvXCE will work with any version of Windows CE, irrespective of the hardware platform, and provides a simple method of adding EMV Level 2 functionality to a payment system.

Key Highlights of the EmvX Toolkit

EMV Supported Features

The EmvX Toolkit fully supports a variety of data authentication, configuration, CVM methods and other special features within the EMV Level 2 version 4.3 specification.

Data Authentication Methods

Static, Dynamic and Combined Data Authentication (SDA, DDA and CDA).

Acquirer Interfaces

Authorisation Request, Financial Transaction Request, Batch Data Capture, Online Data Capture.

Cardholder Verification Methods

Offline Plaintext PIN, Offline Enciphered PIN, Signature, No CVM, Fail CVM.

Miscellaneous

Certificate Revocation, Velocity and Floor Limit Checking, Exception Lists, Recommended EMV Application Selection Algorithms.

EmvX Developer Documentation

For a list of full details supporting this product, please take a look at our EmvX Developer Documentation.

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