Posts Tagged ‘Offline PIN’

It’s time for SDA and Plaintext Offline PIN to bow out gracefully

February 6, 2012 at 11:00 am

There’s no doubt that EMV is a great standard that has succeeded in providing a greater level of security for Cardholders, Merchants and Issuers alike. However, like anything that evolves there is always an element of junk DNA in the design. EMV has its fair share of junk DNA, the recent bad press (also read […]

EMV Cardholder Verification Methods

January 6, 2010 at 10:58 am

Although EMV is often referred to as “Chip and PIN”, in fact EMV supports several different methods of verifying the identity of the cardholder, known as Cardholder Verification Methods (CVM). Every card contains a list of the CVM that it supports, and when they need to be applied (e.g. Use online PIN if the transaction […]