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The Java interface provided by EmvJ, which is based on the software architecture of the highly successful EmvX Kernel, offers a simple and rapid method of adding EMV Level 2 functionality to any Java based application; using a solution based upon a virtual machine means the Kernel can be used on other Java platforms without the need to recertify with EMVCo. Designed with speed and efficiency in mind, EmvJ can run on the smallest Java environments with modest system resource utilization.